Renew your vehicle licence on the FNB app.

FNB has once again disrupted the industry with one of the most innovative additions to hit banks across SA.

You can now renew your vehicle licence on the FNB app, and the whole process is as easy as ABC.

Part of a full platform called Nav Car, this smart online tool provides several handy tools that allow consumers to perform multiple checks and transactions online.

While welcomed and hailed as revolutionary in the industry, there does seem to be a downfall with the app. On top of the renewal fees, the bank has added an extra R199 for handling and delivery fees. Although consumers have been blown away by how the new feature can save hours in queuing time, the fee is simply not sitting well with them. We take a look at the new feature.

How does it work?

The process has been simplified to make it as easy as possible for customers to renew their licence in a few easy steps.

  1. Scan the licence with your smartphone
  2. Pay for the renewal using the in-app payment system
  3. The licence disk will be delivered to your door

Convenient, right? This seems like it is too good to be true! Well, there are several more features to this app that make it really appealing for customers.

  • You can not only renew your licence but also up to five different ones
  • Receive instant notifications of traffic infringements and instant payment options
  • Fine negotiation assistance, reducing the amount you need to pay off
  • Vehicle finance management options
  • Licence disc renewal notifications
  • Bail assistance at roadblocks
  • Road Accident Fund claim assistance
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What has the response been?

While there are many positive responses to the news, many have questioned the fee.

Many are blown away by the bank’s innovation and have praised it for being on the forefront of disrupting the industry.

Others, however, are not as convinced.

In a comment on an article posted on Business Tech, one user questioned why the fee was so high to do the renewal.

“I would’ve jumped for this feature had it not been for that ridiculous R199 fee. I’d rather keep doing it the way I have been doing it for years. For the six years I owned my vehicle, I have only once received the renewal notice. So I just download and print the MVL form, fill it in and go to the post office to renew. Can’t say that I have ever waited longer than 15 minutes. I would’ve settled for a fee of R50, at most, for the convenience of doing it via the app and saving me the time and effort, nothing more though…”

Are the fees outrageous?

For many, especially in this day and age of cutting costs, R199 is quite an expense for something you can do yourself.

You can also choose the On-Road Bundle, which comprises of a R95 monthly fee. Not only will this include all the above-mentioned services, you will also be able to renew five different licences.  This works out to R1 140 per year.

The average car’s licence costs between R276 to R303, depending on its weight, and you will wait for an average of 1.5 hours to renew the licence, though it is often faster at the Post Office. This naturally also depends on where you are, with some vehicle departments being quicker than others.

There are various services that offer to do the renewal for you for a fee. Don’tQ, for example, who are based in Johannesburg, charge a fee of R285 to do the renewal for you. Should you need it to be delivered, however, that will be an extra R95.

Bearing that in mind, is the FNB app outrageous?

We contacted some courier services to find out just how much an envelope-sized package would cost to be couriered within the same town.

DHL Express quoted R285.63 should the package be delivered from the Cape Town city centre to Claremont. Postnet offers courier services of up to 5kg, delivered in two to three days, for R99.

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Will other banks follow suit? And will they make the fees lower than FNB?

One thought on “Renew your vehicle licence on the FNB app.”

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    I want to pass along some very important news that everyone needs to hear!

    In December of 2017, Donald Trump made history by recognizing Jerusalem as the capital of Israel. Why is this big news? Because by this the Jewish people of Israel are now able to press forward in bringing about the Third Temple prophesied in the Bible.

    Jewish Rabbis have publicly announced that their Messiah will be revealed in the coming years who will be a leader and spiritual guide to all nations, gathering all religions under the worship of one God.

    Biblical prophecy tells us that this Jewish Messiah who will take the stage will be the antichrist “who opposes and exalts himself above all that is called God or that is worshiped, so that he sits as God in the temple of God, showing himself that he is God” (2 Thessalonians 2:4). For a time he will bring about a false peace, but “Therefore when you see the ‘abomination of desolation,’ spoken of by Daniel the prophet, standing in the holy place (Matthew 24:15)…then there will be great tribulation, such as has not been since the beginning of the world until this time, no, nor ever shall be” (Matthew 24:21).

    More importantly, the power that runs the world wants to put a RFID microchip in our body making us total slaves to them. This chip matches perfectly with the Mark of the Beast in the Bible, more specifically in Revelation 13:16-18:

    “He causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

    Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666.”

    Referring to the last days, this could only be speaking of a cashless society, which we have yet to see, but are heading towards. Otherwise, we could still buy or sell without the mark amongst others if physical money was still currency. This Mark couldn’t be spiritual because the word references two different physical locations. If it was spiritual it would just say in the forehead. RFID microchip implant technology will be the future of a one world cashless society containing digital currency. It will be implanted in the right-hand or the forehead, and we cannot buy or sell without it. Revelation 13:11-18 tells us that a false prophet will arise on the world scene doing miracles before men, deceiving them to receive this Mark. Do not be deceived! We must grow strong in Jesus. AT ALL COSTS, DO NOT TAKE IT!

    “Then a third angel followed them, saying with a loud voice, “If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name” (Revelation 14:9-11).

    People have been saying the end is coming for many years, but we needed two key things. One, the Third Temple, and two, the technology for a cashless society to fulfill the prophecy of the Mark of the Beast.

    Visit http://WWW.BIBLEFREEDOM.COM to see proof for these things and why the Bible truly is the word of God!

    If you haven’t already, it is time to seek God with all your heart. Jesus loves you more than you could imagine. He wants to have a relationship with you and redeem you from your sins. Turn to Him and repent while there is still hope! This is forever…God bless!

    “EITHER HUMAN INTELLIGENCE ULTIMATELY OWES ITS ORIGIN TO MINDLESS MATTER OR THERE IS A CREATOR…” – JOHN LENNOX

    We all know God exists. Why? Because without Him, we couldn’t prove anything at all. Do we live our lives as if we cannot know anything? No. So why is God necessary? In order to know anything for certain, you would have to know everything, or have revelation from somebody who does. Who is capable of knowing everything? God. So to know anything, you would have to be God, or know God.

    A worldview without God cannot account for the uniformity and intelligibility of nature. And why is it that we can even reason that God is the best explanation for this if there is no God? We are given reason to know or reject God, but never to know that He does not exist.

    It has been calculated by Roger Penrose that the odds of the initial conditions for the big bang to produce the universe that we see to be a number so big, that we could put a zero on every particle in the universe, and even that would not be enough to use every zero. What are the odds that God created the universe? Odds are no such thing. Who of you would gamble your life on one coin flip?

    Is there evidence that the Bible is the truth? Yes. Did you know that the creation accounts listed in the book of Genesis are not only all correct, but are also in the correct chronological order? That the Bible doesn’t say the Earth was formed in six 24-hour days but rather six long but finite periods of time? That the Bible makes 10 times more creation claims than all major “holy” books combined with no contradictions, while these other books have errors in them? The Bible stood alone by concurring with the big bang saying, “In the beginning God created the heaven and the earth” (Genesis 1:1); and says our universe is expanding, thousands of years before scientists discovered these things. Watch a potential life-changing video on the front page of http://WWW.BIBLEFREEDOM.COM with Astronomer(PhD) Hugh Ross explaining all these facts based on published scientific data. He has authored many books, backed even by atheist scientists.

    Jesus came to pay a debt that we could not; to be our legal justifier to reconcile us back to a Holy God; only if we are willing to receive Him: “For the wages of sin is death…” (Romans 6:23).

    God so loved the world that He gave us His only begotten son, so that whoever believes in Him, through faith, shall not perish, but have everlasting life. Jesus says if we wish to enter into life to keep the commands! The two greatest commands are to love God with all your heart, soul, strength, and mind; and your neighbor as yourself. All the law hang on these commands. We must be born of and lead by the Holy Spirit, to be called children of God, to inherit the kingdom. If we are willing to humble ourselves in prayer to Jesus, to confess and forsake our sins, He is willing to give the Holy Spirit to those who keep asking of Him; giving us a new heart, leading us into all truth!

    Jesus came to free us from the bondage of sin. The everlasting fire was prepared for the devil and his angels due to disobedience to God’s law. If we do the same, what makes us any different than the devil? Jesus says unless we repent, we shall perish. For sin is the transgression of the law. We must walk in the Spirit so we may not fulfill the lusts of the flesh, being hatred, fornication, drunkenness and the like. Whoever practices such things will not inherit the kingdom (Galatians 5:16-26). If we sin, we may come before Jesus to ask for forgiveness (1 John 2:1-2). Evil thoughts are not sins, but rather temptations. It is not until these thoughts conceive and give birth by our own desires that they become sin (James 1:12-15). When we sin, we become in the likeness of the devil’s image, for he who sins is of the devil (1 John 3:8); but if we obey Jesus, in the image of God. For without holiness, we shall not see the Lord (Hebrews 12:14).

    The oldest religion in the world is holiness through faith (James 1:27). What religion did Adam and Eve follow before the fall? Jesus, Who became the last Adam, what religion does He follow? Is He not holy? He never told us to follow the rituals and traditions of man but to take up our cross and follow Him (Luke 9:23). There are many false doctrines being taught leading people astray. This is why we need the Holy Spirit for discernment. Unlike religion, holiness cannot be created. It is given to us from above by the baptism of the Spirit. Jesus is more than a religion; He is about having a personal relationship with the Father. Start by reading the Gospel of Matthew, to hear the words of God, to know His character and commandments. Follow and obey Jesus, for He is the way, the truth, and the life!

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